Group Personal Accident Insurance

When you become an AMA member, you receive Group Personal Accident Insurance! What does that mean? We’ll pay you for the loss of life or injuries resulting directly from accidental death or accidental injuries that arises from:

  • Personal Transportation or as a Pedestrian (coverage A), and
  • On a Scheduled Airline Flight or Common Carrier (coverage B).

Here’s what covered: Insured Coverage | Spouse Coverage | Dependent Coverage

For more detailed information, check out the Group Personal Accident Insurance Certificate (PDF).

Members have the option to upgrade their Personal Accident Insurance. More information can be found here.

Insured Coverage

  • Loss of life
  • Loss of use of both hands, both feet or both eyes
  • Loss of use of one hand and one foot
  • Loss of use of one hand and one eye, or one foot and one eye
  • Loss of speech and hearing
  • Loss of use of one arm and one leg
  • Loss of use of one hand, or one foot, or one eye
  • Loss of speech or hearing
  • Coverage A

  • Loss of life $5,000
  • Loss of use of both hands, both feet or both eyes $5,000
  • Loss of use of one hand and one foot $5,000
  • Loss of use of one hand and one eye, or one foot and one eye $5,000
  • Loss of speech and hearing $5,000
  • Loss of use of one arm and one leg$3,750
  • Loss of use of one hand or one foot or one eye
    $3,330
  • Loss of speech or hearing $2,500
  • Coverage B

  • Loss of life $10,000
  • Loss of use of both hands, both feet or both eyes $10,000
  • Loss of use of one hand and one foot $10,000
  • Loss of use of one hand and one eye, or one foot and one eye $10,000
  • Loss of speech and hearing $10,000
  • Loss of use of one arm and one leg$7,500
  • Loss of use of one hand or one foot or one eye
    $6,660
  • Loss of speech or hearing $5,000

Spouse Coverage

  • Loss of life
  • Loss of use of both hands, both feet or both eyes
  • Loss of use of one hand and one foot
  • Loss of use of one hand and one eye, or one foot and one eye
  • Loss of speech and hearing
  • Loss of use of one arm and one leg
  • Loss of use of one hand or one foot or one eye
  • Loss of speech or hearing
  • Coverage A

  • Loss of life $2,500
  • Loss of use of both hands, both feet or both eyes $2,500
  • Loss of use of one hand and one foot $2,500
  • Loss of use of one hand and one eye, or one foot and one eye $2,500
  • Loss of speech and hearing $2,500
  • Loss of use of one arm and one leg$1,875
  • Loss of use of one hand, or one foot, or one eye$1,665
  • Loss of speech or hearing $1,250
  • Coverage B

  • Loss of life $5,000
  • Loss of use of both hands, both feet or both eyes $5,000
  • Loss of use of one hand and one foot $5,000
  • Loss of use of one hand and one eye, or one foot and one eye $5,000
  • Loss of speech and hearing $5,000
  • Loss of use of one arm and one leg$3,750
  • Loss of use of one hand or one foot or one eye$3,330
  • Loss of speech or hearing $2,500

Dependent Coverage

  • Loss of life
  • Loss of use of both hands, both feet or both eyes
  • Loss of use of one hand and one foot
  • Loss of use of one hand and one eye, or one foot and one eye
  • Loss of speech and hearing
  • Loss of use of one arm and one leg
  • Loss of use of one hand or one foot or one eye
  • Loss of speech or hearing
  • Coverage A

  • Loss of life $500
  • Loss of use of both hands, both feet or both eyes $500
  • Loss of use of one hand and one foot $500
  • Loss of use of one hand and one eye, or one foot and one eye $500
  • Loss of speech and hearing $500
  • Loss of use of one arm and one leg$375
  • Loss of use of one hand or one foot or one eye$333
  • Loss of speech or hearing $250
  • Coverage B

  • Loss of life $1,000
  • Loss of use of both hands, both feet or both eyes $1,000
  • Loss of use of one hand and one foot $1,000
  • Loss of use of one hand and one eye, or one foot and one eye $1,000
  • Loss of speech and hearing $1,000
  • Loss of use of one arm and one leg$750
  • Loss of use of one hand or one foot or one eye$660
  • Loss of speech or hearing $500