Don’t stop at “just enough” insurance coverage. Personal Umbrella Liability Insurance gives you higher liability limits and provides additional coverage not found in home or auto insurance policies.
Keep in mind that you may need a minimum amount of homeowners or auto insurance coverage before you can get an Umbrella policy. Your AMA Insurance advisor can help you decide if Umbrella Insurance is right for you.
Have questions about Umbrella Insurance? Then you’re in the right place! If you don’t find your answer below, make sure to contact an advisor.
A: Although everyone can benefit from the extra peace of mind an umbrella insurance provides, there are some people who can find this coverage particularly useful:
A: It depends on the company you have your policy with, but policies usually start at about $1 million of liability coverage, and go up to around $5 million. At AMA, we offer limits up to $5 million.
A: Regardless of whether you rent or own your home, you may face a liability claim that Umbrella Insurance may help provide protection against. That being said, some insurers offer Umbrella Policies for renters, but not all do. At AMA, Umbrella Insurance is available with a renters policy as long as you also have an auto policy at AMA.