Renters Insurance (sometimes called tenant insurance) covers your valuables, furniture and personal items in case they are stolen, damaged or destroyed.
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You may not think your personal possessions are worth much, but consider what it would cost to replace all your belongings if they were damaged or destroyed. A few pieces of furniture, your clothing and some electronics can easily cost several thousand dollars to replace. Not only that, but as a renter you are responsible if someone gets hurt while at your home, or if you accidentally damage someone else’s property (including the building where you live).
Renters insurance provides basic liability coverage, which is comparable to what is included in a home insurance policy. It also includes personal property coverage for your belongings. It’s an inexpensive investment that could mean significant savings if you ever suffer a loss.
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This webpage contains information about coverages offered by AMA Insurance but is not intended to list all the conditions and exclusions that apply to described coverages. Complete provisions, exclusions and limitations are set out in policy wording booklets, declarations and other insurance documents.