Homeowner Insurance

Homeowners Insurance provides financial protection against disaster, and insures both your home itself and the contents inside of it. It’s a type of property insurance designed to cover a private residence. Additionally, homeowners insurance:

  • Covers your belongings whether they are outside in your garage, locked up in a shed, or are inside the house.
  • Provides liability coverage in case someone gets hurt while in your home or if you unintentionally injure someone or damage their property.
  • Policies can also be customized to cover the replacement cost of your personal property as well as the guaranteed replacement cost of your home.
  • Includes identity theft expense coverage, which helps to cover you financially if your identity is stolen. Identity theft expense coverage comes with no additional premium, and any claim under this coverage will not affect your claims-free status.

Call 1-800-615-5897 for more information or get an online quote now!


AMA house & home insurance


Coverage Options:

We offer AMA members a choice of homeowner package policies:

  • Comprehensive with Endorsement

  • Type of coverage: All Risk
  • Package Description: Designed for homes over $400,000, it offers the same protection as Comprehensive, but provides higher limits.
  • Deductible: $1,000
  • Comprehensive

  • Type of coverage: All Risk
  • Package Description: Our best level of protection. It protects against all risks, except those listed as exclusions in your policy.
  • Deductible: $1,000

Coverage Details

Check out this chart to learn more about coverage options. If you have any questions, contact an agent.

AMA home insurance products are available exclusively to AMA members. Not a member? Join now.

This webpage contains information about coverages offered by AMA Insurance but is not intended to list all the conditions and exclusions that apply to described coverages. Complete provisions, exclusions, and limitations are set out in policy wording booklets, declarations, and other insurance documents.