Car Crash 101


A car crash can be an emotional and exhausting experience. While many motorists follow the rules of the road and drive defensively, unfortunately, crashes still occur. Know what to do should you find yourself involved in one.

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What To Do After A Crash

If you've been involved in a crash, follow these tips on what to do and how to start your claims process to resolve the situation as quickly as possible. It is every driver's responsibility to know what to do if they're involved in a collision.

Safety Tips After a Collision

The first most important thing is to stay calm and assess the scene before you call for medical help and notify the police. No matter who is at fault, know what to do to protect yourself from legal or financial problems down the road.

Follow these Safety Tips
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How to File an Auto Insurance Claim

Going through the claims process can be confusing. We can help this be as stress-free as possible. Learn what you can expect from start to finish once you file your claim.

Steps For Filing An Auto Claim

Important Insurance Claim Forms

After you notify your insurance company following a crash, you may be asked to fill out several forms in order to make a claim under your insurance policy.

Get Claims Forms

Understanding Your Insurance Coverage

Auto insurance isn't the only thing that matters when in a collision. It's also important you know and understand what is and what isn’t covered under your policy.

Insurance Coverage Explained

AMA Approved Auto Repair Shops

You can choose where to get your vehicle repaired at. When you take it to an AMA Approved Auto Repair Service, the repair work done is backed with a one-year, 20,000 km Canada-wide warranty on most parts and services.

Find an Approved Auto Repair Shop

What is Digital Photo Imaging?

You may be asked to send your vehicle for a digital photo imaging estimate. The damage will be photographed and an estimate of what it will cost to repair your vehicle will be sent to your claims appraiser.

Find A Digital Photo Imaging Facility

Safe Driving Tips To Help Reduce Your Crash Risk

To help reduce the possibility of getting into a crash, there are some things you can do like changing your driving behaviour (watch your speed) and choosing to stay home home when driving conditions are poor.

Check out AMA Road Reports®, download the RoadReporter app or follow us on Twitter to get updates on road & weather conditions information.

Driving In Poor Conditions

Most collisions are caused from driving too fast and following too close. Read these tips on how you can adjust your driving behaviour when travelling in less than ideal road or weather conditions.

Road and Weather Driving Tips

Safe City Driving

Driving in the city demands your undivided attention. There's so much to watch out for like traffic jams, cyclists, pedestrians, construction and school zones, and emergency vehicles.

City Driving Tips

Roadside Emergency Kit

Emergencies of all kinds can happen with little warning, which is why we recommend keeping a well-stocked emergency kit in your car – just in case you need it.

What To Put In An Emergency Kit

Your Membership Gives You Extra Protection

Check out these member-only benefits that come with your AMA membership card – it’s there should you need it and something happens when you’re on the road.

Trip Collision Reimbursement

If you get involved in a motor vehicle collision more than 125 km from your home, you can receive trip collision reimbursement for expenses like a car rental, meals, lodging, etc.

Group Personal Accident Insurance

Your membership includes up to $10,000 in Group Personal Accident Insurance (including your spouse and dependent children), should something happen on the way to or from your destination.

Accident Forgiveness

Accident Forgiveness coverage ensures that your rates stay the same and protects your driving record after your first at-fault (or partially at-fault) accident.