It’s the waning hours of the best day of your life: you’ve said “I do” to your best friend and now you’re trying to decide what’s the least impolite way of sneaking off to the honeymoon. Uncle Jimmy’s out on the dance floor, trying to remember all the steps to the electric slide. As he waves his hands in the air like he just don’t care, here comes Cousin Jenny in those six-inch heels that she refuses to take off because she “paid way too much for them to only wear them half the night.”
As we’re sure you’ve read on a bumper sticker, “Stuff Happens,” and that’s what makes event liability insurance so important. The last thing you want on your wedding day is to be worrying about an accident felling your friends, loved ones or that eccentric aunt your in-laws made you invite. Coverage is required for any type of gathering (public or private) where a facility or space is being rented from a third party. This means weddings, receptions and social gatherings, but also things like charity auctions and benefits, festivals, award presentations, picnics, sporting events and more.
Events liability includes:
- Limits of liability up to $5 million
- Host liquor liability
- Bodily injury and property damage liability
- Non-owned automobile coverage
- Medical expense coverage
Event liability insurance is a wedding essential we can help you with. Learn about other wedding essentials you might want professional help with to make your big day run smoother.